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Pet Insurance with More Than

Pet insurance with More Th>n

For each policy sold, MORE TH>N will donate £20 to us for the care of unwanted and neglected animals in England and Wales. For each Accident Only policy sold, £10 will be donated towards our work with animals*. To date, MORE TH>N has raised over £1 million to us to help animals!

Enjoy 25 percent off on our entire range of cover levels when you buy online.

On average 94 percent of all claims are paid, and we can pay your vet direct. Subject to your vet agreement, excess applies.

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When choosing your pet insurance, it's important to know that you've got the cover you need to protect the health and wellbeing of your cat or dog.

Working with MORE TH>N Pet Insurance, we're pleased to offer a wide range of cover levels including Premier Cover which is rated 5 Stars by Defaqto.      

You can cover up to three pets on one policy with one renewal date when you buy online. If you want to insure more than three pets, or would like to speak to an adviser, please call us on 0330 102 3007.

Premier Lifetime InsurancePremier Lifetime Insurance

Premier Lifetime gives you a choice of either £4,000 or £12,000 of cover per year for vet treatment. New and ongoing illnesses and accidents covered by your policy continue to be insured up to your chosen limit each year, as long as your policy is renewed.

Classic pet insuranceClassic Pet Insurance

Classic pet insurance allows you to choose either £4,000 or £8,000 cover for vet treatment. Your pet will be covered for illnesses or accidents and each condition is covered until the vet fee limit is reached, as long as you remain insured with us.

Basic Pet InsuranceBasic Pet Insurance

Basic offers you cover for your pet for both illnesses and accidents. You can set your vet fees limit at either £1,500 or £3,000 for each new condition and your pet will be covered for up to 12 months from the first date of treatment, as long as your policy remains in force.

Accident Only Pet InsuranceAccident Only Pet Insurance

Accident Only pet insurance covers you for the cost of accidents up to £2,500 for each accident or up to 12 months from the first date of treatment, whichever happens first, as long as your policy remains active. It won't cover any pet illnesses, unless the illness was as a result of the accident.

VetfoneFree calls to vetfone advice line

If your pet's not well day or night and you're unsure what to do, you can call vetfone, our Freephone veterinary advice service open 24 hours a day.

For more information on all four levels of cover, please download the policy documents from morethan.com

Six reasons to buy Pet Insurance from MORE TH>N

Pet insurance logoPet insurance from £9.12 a month (Price/excess Rise at Renewal)(0 percent APR). Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data Oct 16 Mar 17.

Phone logoAccess to vetfone - free calls to RCVS registered vet nurses 24 hours a day, 365 days of the year.

Discount logoWe'll give you a 25 percent discount when you buy online on our entire range of covers (new customers only).

Cover logoUp to £4,000 or £12,000 of vet fee cover with our 5* Defaqto Rated Premier Lifetime Cover, from £10.50 a month (Price/excess Rise at Renewal)(based on 10 percent new customers, MORE TH>N data Oct 16 Mar 17).

Different cover level logoA wide range of cover levels to suit your pet and your pocket.


Laptop logoFlexible ways to buy: Get a quote online or call us on 0330 102 3007.

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Frequently asked questions

Find answers to MORE TH>N Pet Insurance's most frequently asked questions here.


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*Donations paid to RSPCA Trading Limited which is a trading subsidiary of the Royal Society for the Prevention of Cruelty to Animals (charity no. 219099) and pays all its profits to the charity.

The RSPCA is an Introducer Appointed Representative of Royal & Sun Alliance Insurance plc. MORE TH>N Pet Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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