Protect your cat with RSPCA Cat Insurance
Insure your cat or kitten with insurance designed for one of the most popular pets - our beloved cats. With cat insurance from the RSPCA, you’ll be ready to care for your cat when they need it.
For details about our products, view our product information page. Pet insurance provided by Pinnacle Insurance PLC.
Why choose RSPCA Cat Insurance
RSPCA Support
Every policy contributes towards the RSPCA helping less fortunate animals.
24/7 Vet Access
Get unlimited access to a team of qualified vets. Available to call or live chat 24/7.
Manage your policy online
View and manage your policy in our easy to use online pet portal.
Multi-pet discount
You’ll receive a multi-pet discount for each pet you insure with us.
Compare cat insurance
With pet insurance for cats from the RSPCA, you'll be ready to care for your cat or kitten when they need it. You can choose from three lifetime cover levels.
These are annual policies and if our pet insurer offers and you accept the renewal terms by agreeing to pay the premiums, you may claim the benefits covered by that policy for another year.
Lifetime 1k
£1,000
£1,000
£500
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About this plan
This lifetime policy is available for cats and kittens for up to £1,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Lifetime 4k
£4,000
£4,000
£1,000
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About this plan
This lifetime policy is available for cats and kittens for up to £4,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Lifetime 7k
£7,000
£7,000
£1,500
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About this plan
This lifetime policy is available for cats and kittens for up to £7,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Your premiums are likely to go up each year; there is no limit to premium increases and these could be significant to you each year and over the policy's lifetime. If a claim is paid out on your policy, your premium could double at renewal.
Frequently asked questions
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Does it matter how old my cat is?
Yes, there are age limits for taking out a new policy. But if you insure your pet before them and renew every year without a break in your cover, RSPCA Pet Insurance will insure them as they age.
The age limits for new policies are:- Cats: From 8 weeks of age up to their 10th birthday
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Do I have to keep my pet vaccinated?
Yes, you need to keep your cat's vaccinations up to date in line with your vet's advice. Our pet insurer will not pay a claim resulting from an illness your cat should have been vaccinated against.
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If I need to make a claim, can you pay my vet directly?
Yes, RSPCA Pet Insurance can pay your vet directly if you are happy for them to do so. Before you get treatment, ask your vet if they are willing to complete the claim form and send RSPCA Pet Insurance any supporting information they will need to assess your claim.
RSPCA Trading Ltd and Pinnacle Insurance plc are not part of the same corporate group. The RSPCA name and logo are trademarks of the Royal Society for the Prevention of Cruelty to Animals (RSPCA) and used by Pinnacle Insurance plc under licence from RSPCA Trading Limited, which pays all its taxable profits to the RSPCA. The RSPCA is a registered charity number 219099 helping animals throughout England and Wales.