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Introducing the RSPCA and MORE TH>N Pet Insurance Policy

Insure the pets you love with 12 months for the price of 10.

Offer is for pets between eight weeks to two years old at cover start date, for new customers only. Premium will be spread across 12 months and applies to the first year only.

For each policy sold, £20 will be donated to the RSPCA for the care of unwanted and neglected animals in England and Wales. For each Accident Only policy sold, £10 will be donated to the RSPCA**.

Defaqto 5 star pet insurance 2016

Since 1824, the RSPCA has been at the heart of animal welfare. In conjunction with MORE TH>N Insurance we're pleased to offer domestic pet insurance designed to assist with the unforeseen costs of pet ownership. Pet insurance from MORE TH>N is here to help with vet fees if your pet is injured or falls ill.

MORE TH>N can also cover your cats and dogs on one single policy with one renewal date.

Get 5 star Defaqto rated cover with our Premier cover.

Find out more about how your pets can benefit from this coverage by calling 0330 102 3007.

Free calls to vetfone advice line

With all levels of cover you’ll have access to vetfone, a 24/7 pet advice line manned by trained veterinary staff.



Premier Pet Insurance

Premier is the highest level of cover. It provides you with up to £12,000 of cover, per year, for vet treatment for your pet. You can also cover both illnesses and accidents and for every year that you renew you’ll receive up to £12,000 worth of cover.



Classic Pet Insurance

Classic pet insurance allows you to choose either £8,000 or £4,000 vet fees cover for each condition. Each condition is covered until the vet fee limit is reached, as long as the policy remains in force. There is no time limit on the claim.


Basic Pet Insurance

Basic offers you cover for your pet for both illnesses and accidents. You can set your vet fees limit at either £1,500 or £3,000 for each new condition and your pet will be covered for up to 12 months from the first date of treatment, as long as your policy remains in force. It also includes up to £500 of Accidental Damage cover and £1 million Third Party Liability cover (dogs only).


Accident Only Pet Insurance

Accident Only pet insurance covers you for the cost of accidents up to £2,500 for each accident or up to 12 months from the first date of treatment, whichever happens first, as long as your policy remains active. It won't cover any pet illnesses, unless the illness was as a result of the accident.

More information on what we cover

For more information on all four levels of cover, please download the policy documents from

Protect your pets and help prevent animal cruelty

Our long history of animal protection means our Pet Insurance offers you a wide range of cover options for you and your pet.

Find out more about how your cat or dog can benefit from this coverage.

Five reasons to buy Pet Insurance from MORE TH>N

1. Pet insurance for as little as £7 a month (based on 10 percent of new customers, MORE TH>N data Mar – Aug 2015).

2. 24/7 access to vetfone, the freephone pet helpline

3. 10 per cent online and 10 per cent multi-pet discount (discounts applied consecutively)

4. Up to £12,000 vet fee limit with Premier cover

5. Four levels of cover to suit your pet and your pocket


The RSPCA is an Introducer Appointed Representative of Royal & Sun Alliance Insurance plc. MORE TH>N Pet Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. **Donations paid to RSPCA Trading Limited which is a trading subsidiary of the Royal Society for the Prevention of Cruelty to Animals (charity no. 219099) and pays all its profits to the charity. Calls may be recorded and monitored.