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Compare policy benefits

Choose the best pet insurance for you

MORE TH>N Pet Insurance in partnership with RSPCA offers you four levels of cover to suit your needs and budget. Choose from Accident Only, Basic, Classic and Premier Cover. Insure your cats and insure your dogs on one policy.
 

Pet insurance from £9 a month. Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data Dec 15 - May 16.
 

Plus, you’ll get £25 Cashback when you buy direct. Excludes Accident Only cover. For new pet customers. For full TandCs see below.


Premier Lifetime Insurance

Dog

Premier Lifetime gives you a choice of either £4,000 or £12,000 of cover per year for vet treatment. New and ongoing illnesses and accidents covered by your policy continue to be insured up to your chosen limit each year, as long as your policy is renewed. Premier includes as standard up to £2,000 of Accidental Damage cover and £3 million Third Party Liability cover (dogs only).

  • Vet fee limit – up to £4,000 or £12,000
  • Accidental Damage – up to £2,000
  • Third party liability (dogs only) – up to £3 million
  • Death from illness (under 9s only) or death from accident – up to £2,000
  • Lost and Found Cover – included as standard
  • Pets Abroad Cover – included as standard
  • Farewell cover – included as standard


Classic Pet Insurance

Cat

Classic pet insurance allows you to choose either £4,000 or £8,000 cover for vet treatment. Your pet will be covered for illnesses or accidents and each condition is covered until the vet fee limit is reached, as long as you remain insured with us.

  • Vet fee limit – up to £4,000 or £8,000
  • Accidental Damage – up to £1,000
  • Third party liability (dogs only) – up to £2 million
  • Death from illness (under 9s only) or death from accident – up to £1,000
  • Lost and Found Cover – included as standard
  • Pets Abroad Cover – included as standard


Basic Pet Insurance

Cat

Basic offers you cover for your pet for both illnesses and accidents. You can set your vet fees limit at either £1,500 or £3,000 for each new condition.  Each condition is covered up to the vet fee limit or for up to 12 months from the first date of treatment, which ever happens first, as long as the policy remains in force. Basic also includes up to £500 of Accidental Damage cover and £1 million Third Party Liability cover (dogs only).

  • Vet fee limit – up to £1,500 or £3,000
  • Accidental Damage – up to £500
  • Third party liability (dogs only) – up to £1 million
  • Death from illness (under 9s only) or death from accident – up to £500


Accident Only Pet Insurance

Dog

Accident Only offers you an introductory level of cover for your pet. Whilst you’ll be covered for the cost of any accidents your pet has, you won’t be covered for any pet illnesses, unless the illness was a result of the accident. Each accident is covered up to the £2,500 vet fee limit or for up to 12 months from first date of treatment, whichever happens first, as long as the policy remains in force.

  • Vet fee limit – up to £2,500
  • Accidental Damage – up to £500
  • Third party liability (dogs only) – up to £500,000


More information

For more information on all four levels of cover, please download the policy documents from morethan.com


Get a quote for MORE TH>N Pet Insurance


With MORE TH>N Pet Insurance in partnership with RSPCA you get great cover, and help the RSPCA care for more animals than ever before.

Six reasons to buy Pet Insurance from MORE TH>N

1. Pet Insurance from £9 a month (Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data Dec 15 - May 16).

2. Access to vetfone - free calls to our veterinary specialists 24 hours a day, 365 days of the year.

3. We'll give you a 10 percent multi-pet discount for each pet you insure with us plus a 10 percent online discount (discounts calculated consecutively).

4. Up to £12,000 vet fee limit with Premier cover.

5. A variety of cover levels to suit your pet and your pocket.

6. Flexible ways to buy: Get a quote online or call us on 0330 102 3007.

 
 
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*Donations paid to RSPCA Trading Limited which is a trading subsidiary of the Royal Society for the Prevention of Cruelty to Animals (charity no. 219099) and pays all its profits to the charity. Calls may be recorded and monitored.

The RSPCA is an Introducer Appointed Representative of Royal & Sun Alliance Insurance plc. MORE TH>N Pet Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.