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Compare policy benefits

Choose the best pet insurance for you

MORE TH>N Pet Insurance in partnership with RSPCA offers you four levels of cover to suit your needs and budget. Choose from Accident Only, Basic, Classic and Premier Cover. Insure your cats and insure your dogs on one policy.

Pet insurance from £8.57 a month. Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data April 15 - October 16.

Premier lifetime Insurance

Premier Lifetime gives you a choice of either £4,000 or £12,000 of cover per year for vet treatment. New and ongoing illnesses and accidents covered by your policy continue to be insured up to your chosen limit each year, as long as your policy is renewed. Premier includes as standard up to £2,000 of Accidental Damage cover and £3 million Third Party Liability cover (dogs only).

  • Vet fee limit - up to £4,000 or £12,000
  • Accidental Damage - up to £2,000
  • Third party liability (dogs only) - up to £3 million
  • Death from illness (under 9s only) or death from accident - up to £2,000
  • Lost and Found Cover - included as standard
  • Pets Abroad Cover - included as standard
  • Farewell cover - included as standard

Classic Pet Insurance

Classic pet insurance allows you to choose either £4,000 or £8,000 cover for vet treatment. Your pet will be covered for illnesses or accidents and each condition is covered until the vet fee limit is reached, as long as you remain insured with us.

  • Vet fee limit - up to £4,000 or £8,000
  • Accidental Damage - up to £1,000
  • Third party liability (dogs only) - up to £2 million
  • Death from illness (under 9s only) or death from accident - up to £1,000
  • Lost and Found Cover - included as standard
  • Pets Abroad Cover - included as standard

Basic Pet Insurance

Basic offers you cover for your pet for both illnesses and accidents. You can set your vet fees limit at either £1,500 or £3,000 for each new condition.  Each condition is covered up to the vet fee limit or for up to 12 months from the first date of treatment, which ever happens first, as long as the policy remains in force. Basic also includes up to £500 of Accidental Damage cover and £1 million Third Party Liability cover (dogs only).

  • Vet fee limit - up to £1,500 or £3,000
  • Accidental Damage - up to £500
  • Third party liability (dogs only) - up to £1 million
  • Death from illness (under 9s only) or death from accident - up to £500

Accident Only Pet Insurance

Accident Only offers you an introductory level of cover for your pet. Cover for the cost of any accidents your pet has will start 48 hours after the start date of your policy. You won't be covered for illnesses, unless the illness was a result of an accident. Each accident is covered up to the £2,500 vet fee limit or for up to 12 months from first date of treatment, whichever happens first, as long as the policy remains in force.

  • Vet fee limit - up to £2,500
  • Accidental Damage - up to £500
  • Third party liability (dogs only) - up to £500,000

More information

For more information on all four levels of cover, please download the policy documents from morethan.com

Get a quote for MORE TH>N Pet Insurance

With MORE TH>N Pet Insurance in partnership with RSPCA you get great cover, and help the RSPCA care for more animals than ever before.

For each policy sold, MORE TH>N will donate £20 to the RSPCA for the care of unwanted and neglected animals in England and Wales. For each Accident Only policy sold, £10 will be donated to the RSPCA*.

Six reasons to buy Pet Insurance from MORE TH>N

1. Pet insurance from £9.12 a month (0 percent APR). Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data Oct 16 - Mar 17.

2. Access to vetfone - free calls to RCVS registered vet nurses 24 hours a day, 365 days of the year.

3. We'll give you a 25 percent discount when you buy online on our entire range of covers (new customers only).

4. Up to £4,000 or £12,000 of vet fee cover with our 5* Defaqto Rated Premier Lifetime Cover, from £10.50 a month (based on 10 percent new customers, MORE TH>N data Oct 16 - Mar 17).

5. A wide range of cover levels to suit your pet and your pocket.

6. Flexible ways to buy: Get a quote online or call us on 0330 102 3007.

 

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Dog insurance

The benefits of dog insurance from the RSPCA.

 

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Cat insurance

More Th>n pet insurance for cats and kittens.

 

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Frequently asked questions

Find answers to MORE TH>N Pet Insurance's most frequently asked questions here.

 
 
 

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Pet Insurance with More Than

Pet insurance with More Th>n

For each policy sold, MORE TH>N will donate £20 to us for the care of unwanted and neglected animals in England and Wales. For each Accident Only policy sold, £10 will be donated towards our work with animals*. To date, MORE TH>N has raised over £1 million to us to help animals!

Enjoy 25 percent off on our entire range of cover levels when you buy online.

On average 94 percent of all claims are paid, and we can pay your vet direct. Subject to your vet agreement, excess applies.

Start your quote

When choosing your pet insurance, it's important to know that you've got the cover you need to protect the health and wellbeing of your cat or dog.

Working with MORE TH>N Pet Insurance, we're pleased to offer a wide range of cover levels including Premier Cover which is rated 5 Stars by Defaqto.      

You can cover up to three pets on one policy with one renewal date when you buy online. If you want to insure more than three pets, or would like to speak to an adviser, please call us on 0330 102 3007.

Premier Lifetime InsurancePremier Lifetime Insurance

Premier Lifetime gives you a choice of either £4,000 or £12,000 of cover per year for vet treatment. New and ongoing illnesses and accidents covered by your policy continue to be insured up to your chosen limit each year, as long as your policy is renewed.

Classic pet insuranceClassic Pet Insurance

Classic pet insurance allows you to choose either £4,000 or £8,000 cover for vet treatment. Your pet will be covered for illnesses or accidents and each condition is covered until the vet fee limit is reached, as long as you remain insured with us.

Basic Pet InsuranceBasic Pet Insurance

Basic offers you cover for your pet for both illnesses and accidents. You can set your vet fees limit at either £1,500 or £3,000 for each new condition and your pet will be covered for up to 12 months from the first date of treatment, as long as your policy remains in force.

Accident Only Pet InsuranceAccident Only Pet Insurance

Accident Only pet insurance covers you for the cost of accidents up to £2,500 for each accident or up to 12 months from the first date of treatment, whichever happens first, as long as your policy remains active. It won't cover any pet illnesses, unless the illness was as a result of the accident.

VetfoneFree calls to vetfone advice line

If your pet's not well day or night and you're unsure what to do, you can call vetfone, our Freephone veterinary advice service open 24 hours a day.

For more information on all four levels of cover, please download the policy documents from morethan.com

Six reasons to buy Pet Insurance from MORE TH>N

Pet insurance logoPet insurance from £9.12 a month (0 percent APR). Based on 10 percent of new customers. Includes applicable discounts. MORE TH>N data Oct 16 Mar 17.

Phone logoAccess to vetfone - free calls to RCVS registered vet nurses 24 hours a day, 365 days of the year.

Discount logoWe'll give you a 25 percent discount when you buy online on our entire range of covers (new customers only).

Cover logoUp to £4,000 or £12,000 of vet fee cover with our 5* Defaqto Rated Premier Lifetime Cover, from £10.50 a month (based on 10 percent new customers, MORE TH>N data Oct 16 Mar 17).

Different cover level logoA wide range of cover levels to suit your pet and your pocket.

 

Laptop logoFlexible ways to buy: Get a quote online or call us on 0330 102 3007.

 

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*Donations paid to RSPCA Trading Limited which is a trading subsidiary of the Royal Society for the Prevention of Cruelty to Animals (charity no. 219099) and pays all its profits to the charity. Calls may be recorded and monitored.

The RSPCA is an Introducer Appointed Representative of Royal & Sun Alliance Insurance plc. MORE TH>N Pet Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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