Pet Insurance Products | RSPCA - RSPCA
Get protected and compare RSPCA Pet Insurance
Insure your cats, dogs and rabbits with insurance designed for our beloved pets. With multi-pet insurance from the RSPCA, you’ll be ready to care for all your pets when they need it.
Pet insurance provided by Pinnacle Insurance PLC.
Included as standard
All RSPCA Pet Insurance policies come with these essentials to make sure you can give your pet the care they need.
24/7 free virtual vet access
Spread the cost, pay monthly at no extra cost
Choose your policy
You can select lifetime cover levels through our website to suit your needs. RSPCA Pet Insurance can also provide time limited cover via price comparison websites.
These are annual policies and if our pet insurer offers and you accept the renewal terms by agreeing to pay the premiums, you may claim the benefits covered by that policy for another year.
Lifetime £7k
RSPCA Pet Insurance’s highest level of cover for cats and dogs can provide lifetime cover for new injuries and illnesses.
This lifetime policy is available for cats and dogs and can cover your pet for up to £7,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Up to £7,000 vet fees
£2 million third party liability cover Dogs only
£2,000 towards advertising costs if your pet is los
£2,000 towards costs if your pet is stolen or strays
Comprehensive abroad and holiday cover
Lifetime £4k
RSPCA Pet Insurance’s £4k level of cover for cats and dogs can provide lifetime cover for new injuries and illnesses.
This lifetime policy is available for cats and dogs and can cover your pet for up to £4,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Up to £4,000 vet fees
£2 million third party liability cover Dogs only
£1,500 towards advertising costs if your pet is los
£1,500 towards costs if your pet is stolen or strays
Comprehensive abroad and holiday cover
Lifetime £7k
RSPCA Pet Insurance’s £1k level of cover for cats, dogs and rabbits can provide lifetime cover for new injuries and illnesses.
This lifetime policy is available for cats, dogs and rabbits and can cover your pet for up to £1,000 every 12 months. If you reach the limit in any policy year, you will need to pay for any treatment costs over this amount. If the policy is renewed at the end of each policy year, the limit becomes available again for the next 12 months. Pre-existing conditions are not covered.
Up to £1,000 vet fees
£2 million third party liability cover Dogs only
£750 towards advertising costs if your pet is los
£750 towards costs if your pet is stolen or strays
Comprehensive abroad and holiday cover Cats and dogs only
Please note: you must be able to afford to pay the yearly premiums, which increase at renewal based on your pet's age, claims history and other costs such as enhancements to and inflation costs of veterinary treatments.
Your premiums are likely to go up each year; there is no limit to premium increases and these could be significant to you each year and over the policy's lifetime. If a claim is paid out on your policy, your premium could double at renewal.
RSPCA Trading Ltd is an introducer appointed representative of Pinnacle Insurance plc. Pinnacle Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. RSPCA Pet Insurance is a trading style of and arranged, administered and underwritten by Pinnacle Insurance plc.
RSPCA Trading Ltd and Pinnacle Insurance plc are not part of the same corporate group. The RSPCA name and logo are trademarks of the Royal Society for the Prevention of Cruelty to Animals (RSPCA) and used by Pinnacle Insurance plc under licence from RSPCA Trading Limited, which pays all its taxable profits to the RSPCA. The RSPCA is a registered charity number 219099 helping animals throughout England and Wales.